Personal Finance

Debt Payoff Tracker

Snowball or avalanche — see balances shrink and your debt-free date get closer.

  • Designed for clear, calm planning
  • Protected formulas · no macros
  • Light & Dark · EN/ES/FR/DE
Coming soon

This template is not available yet. The Wedding Planner Premium for Microsoft Excel is available now.

See the Wedding Planner
  • Built for Microsoft Excel
  • Clear setup instructions included
Microsoft Excel
  • See your debt-free date and total interest
  • Compare snowball vs avalanche instantly

For personal use only. This is a digital spreadsheet template — no physical product is shipped. Charts may render slightly differently in Apple Numbers.

What's included

Dashboard
Debts
Payoff Schedule
Snowball vs Avalanche
Monthly Summary
Instructions

Video walkthrough

A product video is on the way — this is a preview clip.

How it works

  • List debts, balances and rates
  • Pick a method; the plan and payoff date update

Who it's for

  • Anyone paying off credit cards, loans or student debt

Specifications

FormatMicrosoft Excel (.xlsx)
DeliveryInstant digital download
Tabs / sections6 sheets
Example dataIncluded — type right over it
InstructionsStep-by-step, inside the file
LicensePersonal-use license

Questions & answers

Snowball or avalanche?
Both are built in — switch and compare the payoff date and interest.
What do I get and how?
An instant digital download — no physical item. After checkout you can download the spreadsheet file straight away and open it in Microsoft Excel.
Can I edit it?
Yes. Editable planning fields are clearly marked, while formulas and calculated areas are protected to help prevent accidental changes. Licensed for personal use.